Proton Invest Ltd provides a source of information and content through our blog, articles, and tools for consumers on various topics of personal finance with objective and independent analysis, making the complex world of personal finance simpler and enabling users to make smarter financial decisions.
Proton Invest Ltd (--Proton Invest--) (UEN: 201689870Z), a wholly owned subsidiary of Proton Invest Ltd., offers a way to obtain personal and business financing, receive financial advice. Proton Invest is an exempt Financial Adviser and a registered Insurance Broker with the Monetary Authority of Singapore (--MAS--). Proton Invest Ltd has a registered office in each European country where we operate.
The third-party provider, hereinafter referred to as --Providers--, is the bank, financial institution, insurer, underwriter, loan provider, etc. that provides products, services, and policies to customers.
The --Users--, or customers, are the end users who use our websites.
The --Products-- refer to the financial products displayed on Proton Invest such as credit cards, personal loans, travel insurance, etc.
Access Method: Users access the above-mentioned websites with their devices, such as desktop computers, laptops, tablets, mobile phones, etc.
Transaction Mode: For products that require users to visit Providers' sites, Proton Invest will only act as a referral site, so the transaction that happens on Providers' sites is not under Proton Invest's control. For products that require payment on Proton Invest, users can pay by credit or debit card. Proton Invest may extend the use of other payment methods if deemed necessary.
Any relationship or contract between Proton Invest and its users in Singapore is governed by the law of Singapore in force. Any relationship or contract between Proton Invest and its users outside Singapore is governed by the law of the user's place of residence.
As an individual who is a user of our website or otherwise uses the services provided by Proton Invest, these Terms of Use are intended to describe you:
By accessing, browsing, or using this website, and the websites of the companies, divisions, or service groups listed below, or any page of them, by any direct or indirect means (individually or collectively, the --Websites-- or --Website--), or by using the goods, facilities, or services offered in or through the Websites by alternative means (including, for example, telephone, mail, email, or fax), you agree and are deemed to agree to these Terms of Use (the terms --Website-- and --Websites-- include use by such alternative means).
If you do not agree to these terms and conditions, you are not authorized to access or use the Websites and you must stop accessing or otherwise using the Websites.
Proton Invest operates the Websites and reserves the right, at any time, to change or discontinue any aspect or feature of the Websites and the right to modify the terms applicable to users of the Websites, including these Terms of Use, or any part thereof. Such changes, modifications, additions, or deletions shall be effective immediately upon posting on the Websites. Your use of the Websites or of the goods, facilities, or services offered in or through the Websites shall be deemed to constitute acceptance of such changes.
The data and other information you may provide to Proton Invest are not, and are not treated as, a loan request or an application to be pre-approved, pre-qualified, or any similar concept. Proton Invest does not guarantee acceptance into any particular loan program or specific loan terms or conditions with any lender; loan approval standards are established and maintained solely by individual lenders. Similarly, Proton Invest does not guarantee that loan terms or rates offered and made available by lenders are the best terms or lowest rates available in the market. A loan offer from a lender may be subject to market conditions, approval, and qualification. The rates and fees actually provided by lenders may be higher or lower based on your full credit profile, collateral or real estate considerations, including but not limited to location, value, and equity, and income or asset considerations, including but not limited to loan-to-value ratio and debt-to-income ratio. Unless expressly stated in writing, nothing herein shall constitute an offer or promise for a loan commitment or an interest rate lock agreement.
Proton Invest is compensated by lenders for the goods, facilities, and services provided. Regardless of which lender you obtain your loan from, you will be responsible for paying all settlement or closing costs associated with your loan (such as loan processing, approval, or funding fees, title insurance premiums, notary fees, etc.).
Proton Invest does not charge you any fees for its service of matching you with lenders, unless otherwise indicated. All efforts are made to obtain the most accurate interest and payment calculations, however, information is provided for estimation purposes only and should not be considered 100% accurate. For more precise details regarding programs, please speak with a Proton Invest mortgage specialist.
We strive to include the most comprehensive online database of mortgage and real estate loan packages, however, not all lender packages may be included in Proton Invest.
All copyrights are owned by Proton Invest Ltd., any attempt to copy or reproduce any part or all of this site (including information, styles, graphics, scripts) is protected by copyright law. Any person found in violation will be prosecuted to the fullest extent permitted by law. All prices listed on the Proton Invest Ltd website (www.proton-invest.com) are in Euro (€) unless otherwise indicated.